.page-disclaimer {
  --term-body-text: #E4E9E6;
  --term-note-text: #BAC7C0;
  --term-rule: rgba(212, 175, 55, 0.2);
  --term-card-border: rgba(212, 175, 55, 0.35);
  background: var(--black);
  color: var(--text-light);
  overflow-x: hidden;
}

.page-disclaimer .disclaimer-hero {
  position: relative;
  padding: 56px 0 72px;
  margin-bottom: 24px;
  background: var(--black);
  clip-path: polygon(0 0, 100% 0, 100% calc(100% - 44px), 0 100%);
}

.page-disclaimer .hero-bg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  max-width: 100%;
  z-index: 0;
}

.page-disclaimer .disclaimer-hero::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(105deg, rgba(0, 0, 0, 0.92) 0%, rgba(10, 61, 46, 0.82) 45%, rgba(0, 0, 0, 0.4) 100%);
  z-index: 1;
}

.page-disclaimer .hero-inner {
  position: relative;
  z-index: 2;
}

.page-disclaimer .breadcrumb {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 8px;
  margin-bottom: 20px;
  font-size: 13px;
  letter-spacing: 0.04em;
  color: var(--text-muted);
}

.page-disclaimer .breadcrumb a {
  color: var(--gold);
  text-decoration: none;
  border-bottom: 1px solid transparent;
  transition: border-color var(--transition-base);
}

.page-disclaimer .breadcrumb a:hover {
  border-color: var(--gold);
}

.page-disclaimer .hero-inner h1 {
  font-family: var(--font-display);
  font-size: clamp(32px, 6vw, 56px);
  font-weight: 900;
  line-height: 1.1;
  max-width: 14ch;
  margin: 0 0 16px;
  color: var(--text-light);
  text-shadow: 0 4px 24px rgba(0, 0, 0, 0.6);
}

.page-disclaimer .hero-lead {
  max-width: 58ch;
  margin: 0;
  font-family: var(--font-body);
  font-size: 18px;
  line-height: 1.8;
  color: var(--text-muted);
}

.page-disclaimer .hero-facts {
  display: flex;
  flex-wrap: wrap;
  gap: 16px 40px;
  margin: 28px 0 0;
  padding: 0;
  list-style: none;
}

.page-disclaimer .hero-facts li {
  display: flex;
  flex-direction: column;
  gap: 4px;
  font-family: var(--font-display);
  font-size: 13px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--text-muted);
}

.page-disclaimer .fact-num {
  font-family: var(--font-display);
  font-size: clamp(32px, 5vw, 42px);
  font-weight: 900;
  line-height: 1.05;
  color: var(--gold);
}

.page-disclaimer .terms-toc {
  padding: 40px 0 36px;
}

.page-disclaimer .toc-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 24px;
  align-items: start;
}

.page-disclaimer .toc-listing .section-heading {
  margin-bottom: 20px;
}

.page-disclaimer .toc-list {
  margin: 0;
  padding: 0;
  list-style: none;
  border-top: 1px solid var(--term-rule);
}

.page-disclaimer .toc-list li {
  border-bottom: 1px solid var(--term-rule);
}

.page-disclaimer .toc-list a {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 18px 4px;
  color: var(--text-light);
  text-decoration: none;
  font-family: var(--font-display);
  font-size: 18px;
  transition: color var(--transition-base), padding-left var(--transition-base);
}

.page-disclaimer .toc-list a:hover {
  color: var(--gold);
  padding-left: 12px;
}

.page-disclaimer .toc-num {
  font-family: var(--font-display);
  font-size: 13px;
  font-weight: 900;
  color: var(--gold);
  background: rgba(212, 175, 55, 0.12);
  padding: 6px 10px;
  clip-path: polygon(0 0, 100% 0, calc(100% - 6px) 100%, 0 100%);
}

.page-disclaimer .toc-aside {
  position: relative;
  background: linear-gradient(135deg, var(--forest), var(--dark-green));
  border: 1px solid var(--term-card-border);
  padding: 28px;
}

.page-disclaimer .toc-aside::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 4px;
  background: var(--gradient-gold-green);
}

.page-disclaimer .aside-label {
  margin: 0 0 8px;
  font-family: var(--font-display);
  font-size: 12px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold);
}

.page-disclaimer .aside-title {
  margin: 0 0 12px;
  font-family: var(--font-display);
  font-size: 28px;
  font-weight: 900;
  color: var(--text-light);
}

.page-disclaimer .aside-text {
  margin: 0 0 18px;
  font-family: var(--font-body);
  font-size: 15px;
  line-height: 1.75;
  color: var(--text-muted);
}

.page-disclaimer .aside-link {
  display: inline-block;
  font-family: var(--font-display);
  font-size: 14px;
  color: var(--gold);
  text-decoration: none;
  border-bottom: 2px solid rgba(212, 175, 55, 0.4);
  transition: border-color var(--transition-base), color var(--transition-base);
}

.page-disclaimer .aside-link:hover {
  border-color: var(--gold);
  color: var(--text-light);
}

.page-disclaimer .terms-body {
  padding: 16px 0 40px;
}

.page-disclaimer .term-article {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 18px;
  padding: 36px 0;
  border-bottom: 1px solid var(--term-rule);
  scroll-margin-top: 110px;
}

.page-disclaimer .term-article:last-child {
  border-bottom: none;
}

.page-disclaimer .term-index-block {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 54px;
  height: 54px;
  background: var(--gold);
  color: var(--black);
  font-family: var(--font-display);
  font-size: 22px;
  font-weight: 900;
  clip-path: polygon(0 0, 100% 0, calc(100% - 12px) 100%, 0 100%);
  box-shadow: 6px 6px 0 rgba(212, 175, 55, 0.18);
}

.page-disclaimer .term-title {
  display: inline-block;
  margin: 0 0 18px;
  padding-bottom: 6px;
  font-family: var(--font-display);
  font-size: clamp(24px, 3vw, 32px);
  font-weight: 900;
  line-height: 1.25;
  color: var(--text-light);
  background-image: linear-gradient(var(--gold), var(--gold));
  background-repeat: no-repeat;
  background-size: 0% 3px;
  background-position: left bottom;
  transition: background-size var(--transition-base);
}

.page-disclaimer .term-article:hover .term-title,
.page-disclaimer .term-title:hover,
.page-disclaimer .term-title:focus-visible {
  background-size: 72px 3px;
}

.page-disclaimer .term-text {
  max-width: 72ch;
  font-family: var(--font-body);
  font-size: 17px;
  line-height: 1.95;
  color: var(--term-body-text);
}

.page-disclaimer .term-text p {
  margin: 0 0 16px;
}

.page-disclaimer .term-text p:last-child {
  margin-bottom: 0;
}

.page-disclaimer .term-list {
  margin: 18px 0 0;
  padding: 0;
  list-style: none;
}

.page-disclaimer .term-list li {
  position: relative;
  padding-left: 20px;
  margin-bottom: 10px;
}

.page-disclaimer .term-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.7em;
  width: 8px;
  height: 8px;
  background: var(--gold);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 20% 100%);
}

.page-disclaimer .term-note {
  align-self: start;
  background: var(--forest);
  border-left: 3px solid var(--gold);
  padding: 18px 20px;
}

.page-disclaimer .note-label {
  margin: 0 0 8px;
  font-family: var(--font-display);
  font-size: 12px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
}

.page-disclaimer .note-text {
  margin: 0;
  font-family: var(--font-body);
  font-size: 14px;
  line-height: 1.7;
  color: var(--term-note-text);
}

.page-disclaimer .terms-footer-nav {
  padding: 16px 0 72px;
}

.page-disclaimer .footer-nav-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 20px;
}

.page-disclaimer .footer-nav-card {
  display: flex;
  flex-direction: column;
  gap: 6px;
  padding: 26px 28px;
  background: var(--forest);
  border: 1px solid var(--term-card-border);
  text-decoration: none;
  transition: transform var(--transition-base), box-shadow var(--transition-base), border-color var(--transition-base);
}

.page-disclaimer .footer-nav-card:hover {
  transform: translateY(-4px);
  border-color: var(--gold);
  box-shadow: 0 16px 36px rgba(0, 0, 0, 0.5);
}

.page-disclaimer .nav-card-kicker {
  font-family: var(--font-display);
  font-size: 12px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
}

.page-disclaimer .nav-card-title {
  font-family: var(--font-display);
  font-size: 22px;
  font-weight: 900;
  color: var(--text-light);
}

.page-disclaimer .nav-card-desc {
  font-family: var(--font-body);
  font-size: 15px;
  line-height: 1.6;
  color: var(--text-muted);
}

@media (min-width: 900px) {
  .page-disclaimer .disclaimer-hero {
    padding: 80px 0 96px;
  }

  .page-disclaimer .toc-grid {
    grid-template-columns: minmax(0, 1fr) 360px;
    gap: 48px;
  }

  .page-disclaimer .term-article {
    grid-template-columns: 72px minmax(0, 1fr) 240px;
    gap: 36px;
    padding: 44px 0;
  }

  .page-disclaimer .term-note {
    margin-top: 4px;
  }

  .page-disclaimer .footer-nav-grid {
    grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
    gap: 28px;
  }
}

@media (prefers-reduced-motion: reduce) {
  .page-disclaimer *,
  .page-disclaimer *::before,
  .page-disclaimer *::after {
    transition-duration: 0.01ms !important;
    animation-duration: 0.01ms !important;
  }
}